Cross-border Remittance
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Moneyexpress is a convenient cross-border remittance service provided by UnionPay. It has been offered in more than 80 countries and regions such as United States, United Kingdom, Japan, France, Germany, Canada, Italy, Russia, Australia, Hong Kong SAR, Brazil, South Korea, Indonesia, Saudi Arabia, South Africa and Turkey. Cooperation institutions include 25 local banks such as CIBC of Canada, Woori Bank of South Korea, BOC Hong Kong, HSBC of Singapore, as well as 34 mainstream remittance institutions such as MoneyGram, Wise, paysend and omipay. Through cooperative desks, official websites, mobile apps and other service channels provided by these institutions, overseas remitters can easily make cross-border remittances to UnionPay debit cards of 79 national and local banks, including industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of communications, China Merchants Bank, China Everbright Bank, Huaxia Bank and Bank of Dalian. Cardholders in China can directly collect the money in RMB to further consume or withdraw to avoid the trouble of foreign exchange.

 

 

Different from the traditional cross-border telegraphic transfer, MoneyExpress settles the exchange rate in advance and deposit the remittance into the remittee’s UnionPay account in RMB. Therefore, the payee does not need to handle the payment of remittance or pay the bank service fee; she/he can use the money directly. In general, the remittance is deposited into the payee’s account in real time or within 12 hours.

 

Sending institutions that support this service are as follows:

 

Institution

Region

Service channels

MiFinity UK Limited

UK

1.Mobile App
2.Official websites

PaySend

The European Economic Area (including UK), Canada

1.Mobile App
2.Official websites

Neema Shefa Israel Ltd.

Israel

1.Mobile App
2.Offline Location

S.T.B UNION LTD

1.Mobile App
2.Offline Location

WIC WorldCom Finance Ltd

1.Mobile App
2.Offline Location

Aloft Technology Company Pte Ltd

Singapore

Offline Location

HSBC Bank (Singapore) Limited

1.Mobile App
2.Official websites

Thunderbirds Ventures Private Limited

Official websites

UQPay Technology (SG) Pte. Ltd.

Offline Location

Wotransfer PTE. LTD.

Mobile App

ZHONGGUO REMITTANCE PTE LTD

Offline Location

Bank of Communications ( Hong Kong ) Limited

Hong Kong SAR

Mobile App

Easylink

1.Mobile App
2.Official websites

Geoswift

Official websites

Bank of China (Hong Kong)Limited

Mobile App

Joint Stock Company "Octobank"

Uzbekistan

Branch outlets

Joint-Stock Innovation Commercial Bank “Ipak Yuli”

1.Mobile App
2.Branch outlets

Open Joint Stock Company “Kapitalbank”

1.Mobile App
2.Branch outlets

Public Joint Stock Company “MTB Bank”

Ukraine

1.Branch outlets

LIMITED LIABILITY COMPANY NONBANKING CREDIT ORGANIZATION "VASL"

Tajikistan

1.Mobile App
2.Branch outlets

Open Joint Stock Company “Alif Bank”

1.Mobile App
2.Branch outlets

Opened Joint Stock Company "Bank Eskhata"

1.Mobile App
2.Branch outlets

Japan Remit Finance Co., Ltd.

Japan

1.Mobile App
2.Official websites
3.Branch outlets

Queen Bee Capital Co., Ltd.

1.Mobile App
2.Official websites

SBI Remit Co., Ltd.

1.Mobile App
2.Official websites

Community Federal Savings Bank

US

1.Branch outlets

East West Bank (EWB)

1.Mobile App
2.Official websites
3.Branch outlets

Global Bank

Branch outlets

2C2P (Thailand) Company Limited

Thailand

Mobile App

Tranglo Sdn. Bhd.

Malaysia

Official websites

Acleda Bank Plc.

Cambodia

ATM

Advanced Bank of Asia Ltd.

Mobile App

AMK Microfinance Institution Plc.

Mobile App

Bongloy Payments PLC

Mobile App

PI PAY PLC.

Mobile App

Wing (Cambodia) Limited Specialised Bank

Mobile App

Canadian Imperial Bank of Commerce

Canada

1.Mobile App
2.Official websites
3.Branch outlets

YabandPay B.V.

The SEPA Area (excluding UK)

Mobile App

Hanpass Co.,Ltd.

South Korea

Mobile App

WOORI BANK CO.,LTD

1.Branch outlets
2.Mobile App

ForteBank Joint Stock Company

Kazakhstan

1.Mobile App
2.Official websites
3.Branch outlets

Joint stock company “Bank CenterCredit”

1.Mobile App
2.Official websites
3.Branch outlets

Joint Stock Company “Halyk Savings Bank of Kazakhstan”

1.Mobile App
2.Official websites
3.Branch outlets

«Freedom Bank Kazakhstan» Joint Stock Company

1.Mobile App
2.Official websites
3.Branch outlets

Golden Crown

Russia

1.Mobile App
2.Official websites
3.Offline Location

Avosend

1.Mobile App
2.Official websites

CB International bank LLC

Puerto Rico

1.Official websites
2.Branch outlets

Joint Stock Company “Savings Bank “Belarusbank” (JSC "JSSB Belarusbank")

Belarus

1.Official websites
  2.Branch outlets

Financia Credit, S.A

Panama

Mobile App

Bano Pty Ltd

Australia

1.Mobile App
2.Official websites

EZREMIT PTY LTD

1.Mobile App
2.Official websites

Omipay Global Pty Ltd

Mobile App

Dynamic Payment

Mobile App

Citibank Europe Public Limited Company

The SEPA Area, Singapore, Hong Kong SAR and other countries and regions. (For details, please refer to Citibank’s public notice.)

1.Mobile App
2.Official websites

Al Ansari Exchange LLC

United Arab Emirates

1.Mobile App
2.Offline Location

MoneyGram

UK, Korea, Australia and other countries and regions. (For details, please refer to MoneyGram’s public notice.)

1.Official websites
2.Offline outlets (including branch   outlets and other  cooperative outlets)
3.Mobile APP

Thunes

Hong Kong SAR, Singapore, US, UK, France

Official websites

Wise Payments Limited

Countries and regions including UK and France. (For details, please refer to Wise’s public notice.)

1. Mobile App
2. Official websites

LianLian

Hong Kong SAR, Singapore, The SEPA Area (excluding UK)

Official websites

 

 

Domestic receiving institutions of Mainland China that support MoneyExpress are as follows:

 

Issuers

Debit card

Industrial and Commercial Bank of China Limited

√

Bank of China

√

China Construction Bank

√

Agriculture Bank of China

√

Bank of Communications

√

Postal Savings Bank of China

√

China Merchants Bank

√

China Everbright Bank

√

China CITIC Bank

√

Hua Xia Bank

√

Bank of Shanghai

√

Bank of Beijing

√

Linshang Bank

√

Harbin Bank

√

Hubei Bank

√

Guilin Bank

√

Bank of Chengdu

√

Bank of Zhengzhou

√

Bank of Hainan

√

Guangxi Beibu Gulf Bank

√

Bank of Ningxia

√

Liaoshen bank

√

Bank of Chongqing

√

Bank of Qingdao

√

Chang'an Bank

√

Fudian Bank

√

Bank of Guiyang

√

Bank of Dalian

√

HuiShang Bank

√

Bank of Tianjin

√

Tianjin Jincheng Bank

√

Bank of Urumqi

√

Bank of Zhangjiakou

√

Zaozhuang Bank

√

Bank of Xi'an

√

Bank of Tangshan

√

z-bank

√

Xin An Bank

√

Bank of Liuzhou

√

Shanxi Bank

√

Bank of Changsha

√

Bank of Jiujiang

√

Bank of Hunan

√

Bank of Gansu

√

Bank of Langfang

√

Bank of Inner Mongolia

√

Jinshang Bank

√

Ordos Bank

√

Qishang Bank

√

Wuhan Rural Commercial Bank

√

Shenzhen Rural Commercial Bank

√

Guangzhou Rural Commercial Bank

√

Haikou United Agricultural and Commercial Bank

√

Guiyang Rural Commercial Bank

√

Shaoguan Rural Commercial Bank

√

Dalian Rural Commercial Bank

√

Chengdu Rural Commercial Bank

√

Yellow River Rural Commercial Bank

√

Fujian Rural Credit Cooperative

√

Hunan Rural Credit Cooperative

√

Qinghai Rural Credit Cooperative

√

Guangdong Rural Credit Cooperative

√

Henan Rural Credit Cooperative

√

Shanxi Rural Credit Union

√

Jilin Rural Credit Bank

√

Hubei Rural Credit Cooperatives

√

Guizhou Rural Credit Union

√

Liaoning Rural Credit Cooperatives

√

Shenzhen Baoan Guiyin Rural Bank

√

Changchun Chaoyang Herun Village Bank

√

Heshanzhujiang Rural Bank

√

Guangdong Puning Huicheng County Bank

√

Yanji Herun Country Bank

√

Anji Country Bank

√

Maoming Changjiang County Bank

√

Dali Weishang Changjiang County Bank

√

Baise Jingxi Changjiang County Bank

√

Huncun Jiyin County Bank

√

Guangxi Rongshui Liuyin County Bank

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